You have built a successful business? To keep it sustainable, make sure you protect your assets.
Property Insurance intended for business clients in all activity domains, whose total asset value exceeds BGN 1 000 000
|Insurance policy period:||Usually 1 year|
Upon insurance of immovable and/or movable property against material damage, you may supplement the insurance coverage with protection against financial loss as a result of business interruption.
|Property Damage Section|| |
This insurance provides coverage for all risks, which are not written down as excluded under Property Damage Section.
|Financial Loss Section|| |
Insurance coverage against financial loss as a result of a total discontinuation or partial interruption of your activity is provided only as an addition to the coverage under Property Damage Section.
Upon occurrence of damage as a result of a risk, covered by the negotiated arrangements under Property Damage Section, the insurance policy covers one of the following:
Depending on the assets you insure, you can supplement the coverage under Property Damage Section by adding the following coverage options:
|Electronic Equipment Clause|| |
It expands the insurance coverage by including damage, inflicted on the insured electronic equipment as a result of:
|Machine Breakdown Clause|| |
It expands the insurance coverage by including damage, inflicted on the insured machines as a result of:
|How can you choose the sum, for which to insure you assets?|| |
The sum of money, indicated by you and written down in the insurance contract, is the sum insured or the limit, up to which we assume liability for occurred and covered damage under the contract.
Correct determination of the sum insured is extremely important for defining the indemnity amount upon occurrence of an insured event.
The sum insured for immovable property, machines, facilities, equipment, electronic devices and furniture can be determined by you, based on an expert assessment by a licensed appraiser or the book/balance sheet value.
The sum insured for goods/inventories is being determined according to the average or maximum availability of inventories in the previous 12 months.
You may conclude the insurance policy in one of the following ways:
|How is the insurance premium determined?|| |
|Where can you conclude an insurance policy?||At DZI offices, as well as with our professional partners (agents and brokers)|
|Premium payment||An option to pay in installments, as each consecutive installment may be easily and quickly paid online|
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