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+359 700 16 166

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Motor Third Party Liability  (MTPL) Insurance

Motor Third Party Liability (MTPL) Insurance

If you are an owner or user of a motor vehicle, registered on the Republic of Bulgaria’s territory, which use has not been suspended, DZI will assist you in the conclusion of a mandatory Motor Third Party Liability Insurance.

Advantages

Each concluded MTPL Insurance for passenger cars with up to 9 seats, freight vehicles of total weight up to 3.5 tonnes, trailers, luggage and camping trailers of total weight up to 3.5 tonnes, mopeds and motorcycles is being topped up with:

  • A COUPON for a one-off Annual Roadworthiness Check (ARC) at a preferential price with certain service centres throughout Bulgaria.
Insured period: 1 year
Other conditions: As per the Insurance Code in certain cases it is possible to conclude an insurance policy for a shorter period of time, however not less than 30 days

 

Application

The scope of insurance is the liability, related to owning and/or using motor vehicles, for which Insurees are liable pursuant to the Bulgarian legislation or the legislation of the country where the damage has occurred.

Main coverage options

The coverage and the liability limits under your insurance policy are stipulated in Ordinance 49 and in the Insurance Code.


What is being insured in the liability of natural persons and legal entities for property and non-property damage, inflicted by them to third parties, up to the following liability limits:

 

For property and non-property damage, resulting from bodily injury or death: Up to BGN 10 420 000 for each event, regardless of the number of injured persons
For damage to property (possessions): Up to BGN 2 100 000 for each event, regardless of the number of injured persons

Additional Coverage Options

An MTPL Insurance can be supplemented with additional coverage options at preferential price in case of a vehicle’s immobilization as a result of an insured event or technical failure, as well as other risks as per the terms and conditions of the Roadside Assistance Insurance.

 

ROAD ACCIDENT ASSISTANCE package of services  
STANDARD package
  • Тransportation of a motor vehicle in case of a road accident or technical failure on the Republic of Bulgaria’s territory, outside the vehicle’s domicile, as well as additional technical services
PREMIUM package
  • Тransportation of a motor vehicle in case of a road accident or technical failure on the territory of the Republic of Bulgaria, as well as additional technical services
VIP package
  • Тransportation of a motor vehicle in case of a road accident or technical failure on the territory of the Republic of Bulgaria, as well as additional roadside assistance services under extended limits
ABROAD package
  • Тransportation of a motor vehicle in case of a road accident or technical failure abroad, as well as additional roadside assistance services
LEGAL ASSISTANCE package
  • Legal assistance services

Additional information

Manner of payment? Depending on the vehicle type, the insurance premium can be paid one-off or can be deferred into 2, 3 or 4 installments.
How much will the insurance cost? You can obtain a MTPL Insurance offer here.
Where can you conclude an insurance policy? You can conclude an insurance online here, at DZI offices or with our professional partners throughout Bulgaria.
Consecutive installments can also be paid online.

Documents

  1. Vehicle ownership documents (Vehicle Registration Certificate, invoice, purchase-sale agreement and others)
  2. Policyholder’s ID document

Take a look at other offers of DZI

Casco+ Motor Insurance

A car is a serious investment. If you want good protection for your car, including road assistance services in Bulgaria and upon travel abroad, choose our Casco+ insurance.

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Roadside Assistance Insurance

Should your wish be your vehicle’s security, ensure your peace of mind by choosing our Roadside Assistance Insurance.

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Accident Insurance for passengers

Is driving part of your daily routine? Do not take unnecessary risks – conclude a Passenger Accident Insurance and travel at ease.

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