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0700 16 166

On the territory of Bulgaria

International number
+3592 811 2760

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0700 11 555

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Motor Third Party Liability  (MTPL) Insurance

Motor Third Party Liability (MTPL) Insurance

If you are an owner or user of a motor vehicle, registered on the Republic of Bulgaria’s territory, which use has not been suspended, DZI will assist you in the conclusion of a mandatory Motor Third Party Liability Insurance.

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Advantages

Each concluded MTPL Insurance for passenger cars with up to 9 seats, freight vehicles of total weight up to 3.5 tonnes, trailers, luggage and camping trailers of total weight up to 3.5 tonnes, mopeds and motorcycles is being topped up with:

  • A COUPON for a one-off Annual Roadworthiness Check (ARC) at a preferential price with certain service centres throughout Bulgaria.
Insured period: 1 year
Other conditions: As per the Insurance Code in certain cases it is possible to conclude an insurance policy for a shorter period of time, however not less than 30 days

 

Application

The scope of insurance is the liability, related to owning and/or using motor vehicles, for which Insurees are liable pursuant to the Bulgarian legislation or the legislation of the country where the damage has occurred.

Main coverage options

The coverage and the liability limits under your insurance policy are stipulated in Ordinance 49 and in the Insurance Code.

The liability of individuals and legal entities for property and non-property damage caused by them to third parties is Insured.

Additional Coverage Options

Premium Package

Transportation of a vehicle to an appropriate service centre in the nearest province capital city, or to the vehicle’s address of domicile, upon: an insured event, technical failure, incl. lack of charge in the batteries of electric vehicles and misfuelling.

Additional technical services:

  • On-the-spot repair
  • Jump-starting upon a malfunctioned car battery
  • Damaged tyre replacement
  • Delivery of fuel to the immobilized vehicle's location
  • Information services
VIP package

In addition to the PREMIUM Package you will obtain higher limits upon transportation in case of immobilization due to insured event or a technical failure, as well as other additional services:

  • emergency unlocking of a vehicle
  • vehicle towing expenses
  • stay in a parking lot
  • accommodation of the driver at a hotel upon a road accident
  • transportation of passengers and luggage
  • costs for examinations, tests and manipulations
  • medical transportation of persons
Travel Abroad Package

Expand your coverage in the EU member states and in the other countries from the Green Card Arrangement.
The services are being provided for unlimited number of travels, as the duration of each separate travel is up to 90 consecutive days.

  • On-the-spot repair at the immobilized vehicle's location, or transportation of the damaged vehicle to the nearest service centre, suitable for its repair – upon an insured event or a technical failure.

Additional services:

  • Tyre replacement
  • Repatriation of a vehicle to the Republic of Bulgaria if, as a result of an insured event, the vehicle’s repair cannot be made in the country of the event’s occurrence or the expenses for repair exceed its actual value
  • abandonment of a vehicle abroad
  • advance payment for the sustained damage in view of making partial repair of your vehicle to an extent, guaranteeing its safe movement on its own
  • guarded parking lot
  • repatriation of the Insuree
  • ensuring accommodation at a hotel
  • depositing of money in the vehicle driver’s favour, provided in the form of a loan by us, if, as a result of a road accident, involving the insured vehicle legal charges have been brought against the driver, as well as payment of expenses for attorney’s royalties to a local attorney-at-law.

 

Additional information

Manner of payment? Depending on the vehicle type, the insurance premium can be paid one-off or can be deferred into 2, 3 or 4 installments.
How much will the insurance cost? You can obtain a MTPL Insurance offer here.
Where can you conclude an insurance policy? You can conclude an insurance online here, at DZI offices or with our professional partners throughout Bulgaria.
Consecutive installments can also be paid online.

Documents

  1. Vehicle ownership documents (Vehicle Registration Certificate, invoice, purchase-sale agreement and others)
  2. Policyholder’s ID document

Take a look at other offers of DZI

Casco+ Motor Insurance

A car is a serious investment. If you want good protection for your car, including road assistance services in Bulgaria and upon travel abroad, choose our Casco+ insurance.

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Roadside Assistance Insurance

Should your wish be your vehicle’s security, ensure your peace of mind by choosing our Roadside Assistance Insurance.

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Accident Insurance for passengers

Is driving part of your daily routine? Do not take unnecessary risks – conclude a Passenger Accident Insurance and travel at ease.

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