You need to enhance your employees’ satisfaction? You want to ensure them higher levels of certainty and protection, as well as offer them a more competitive social benefits package? With Group Life Risk Insurance of DZI you not only invest in the life and health of your employees, but also receive a flexible insurance solution, which you can manage depending on your wishes, corporate culture and enterprise structure.
Insured period | Specified term/1 year |
Sum Insured for one person | Over BGN 1 000 |
Age limits | From the age of 16 up to 64 years |
Insurance type | Group |
Territorial coverage | Worldwide |
Death due to illness or accident | In case of occurrence of an insured event under this coverage, the sum insured will be paid out to the beneficiaries |
Disability due to an accident | Upon occurrence of a permanent incapacity to work (disability), the Insuree will be paid out a percentage of the sum insured, equaling the disability percentage, as determined by the Insurance Medical Committee of DZI-Life Insurance JSC |
Death due to an accident | In case of an insured event’s occurrence under this coverage, the sum insured will be paid out to the beneficiaries. An option to increase the indemnity, which would be paid out upon occurrence of an insured event, triggered by an accident. |
Disability of over 50% due to an accident (occupational or non-occupational accident, general or occupational disease) | Upon occurrence of a permanent incapacity to work (disability), the Insuree will be paid out a percentage of the sum insured, equaling the disability percentage, as determined by the Insurance Medical Committee of DZI, the Disability Assessment Committee/National Disability Assessment Committee. An option to increase the indemnity, which would be paid out upon occurrence of an insured event, triggered by an accident. |
Temporary incapacity to work (disability) due to an accident (occupational or non-occupational one, general or occupational disease, mental traumas and stress) | Upon occurrence of a Temporary Disability, the Insuree will be paid out % of the sum insured. |
Temporary disability due to an accident for the time of hospital stay (occupational or non-occupational one, general or occupational disease) | Upon occurrence of a Temporary Disability, the Insuree will be paid out % of the sum insured. |
Funeral costs incurred due to death as a result of an accident (occupational or non-occupational one, general or occupational disease) | Upon occurrence of an insured event under this coverage, the beneficiaries will be paid out % of the sum insured. |
* With respect to the insured events, coverage options may be concluded and be valid for an accident, general and/or occupational disease.
Insurance policy conclusion |
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