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Phone
0700 16 166

On the territory of Bulgaria

International number
+359 700 16 166

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Health care
0700 11 555

Health line

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In case of a claim

In case of health problem

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Mandatory  Accident at Work Insurance

Mandatory Accident at Work Insurance

Employees’ lives and health is the most important asset a company has. Insure yours with DZI via a Mandatory Accident at Work Insurance .

Advantages

  • The sum insured amount is being determined, based on the employee’s gross annual salary
  • Opportunity to expand the insurance protection with additional coverage options
  • Covered events are such, which have occurred on the Republic of Bulgaria’s territory and abroad

Whom is this product intended for?

Mandatory Accident at Work Insurance is being concluded as per the Ordinance on the Mandatory Insurance of the Workers and Employees for the Risk of Accident at Work.

Main Coverage Options

Death due to an accident at work The sum insured will be paid out to the legal heirs.
Permanently lost or decreased capacity to work, or a certain type and degree of damage due to accident at work The Insuree will be paid out a percentage of the sum insured.
Temporary disability due to accident at work "The Insuree shall be paid a percentage of of the gross monthly salary of the worker or employee, upon which the insurance policy has been concluded, for each commenced month of temporary disability, depending on the disability’s duration."

 

 

Opportunity to expand the insurance coverage also with regard to Accident at Work as per Art.55 Para 2 of the Social Security Code.


Accident at Work shall also be deemed such, which has happened with an Insuree as per Art. 4, Paras 1 and 2 along the Insuree’s usual route while going to or while coming from the workplace to:

  • the Insuree’s principal place of living or to another additional place of living of a permanent nature
  • the place where the Insuree has meals during office hours
  • the place, where the Insuree receives his/her remuneration

Additional Coverage Options

Temporary disability due to accident at work of a higher insurance category The Insuree will be paid out a percentage of the sum insured.
Medical expenses due to an accident at work The Insuree will be paid out a percentage of the sum insured.
Hospital stay allowances due to accident at work The Insuree will be paid out a percentage of the sum insured.
Sums for surgical treatment of organs and systems due to accident at work The Insuree will be paid out a percentage of the sum insured.

 

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