Hail
| Coverage includes quantitative damage, resulting from the direct effect of the impact of hail grains, expressed in breakage, laceration, shedding, injuring and damage to plants and fruits |
| Storm (a strong wind at a speed of over 15 m/sec) | Coverage includes quantitative damage (uprooting, breakage, laceration, tearing-off or shedding), as well as the direct effect of sand and other particles, borne by the wind, blowing-off and covering (burying) of plants and fruits and freezing of the harvest in glass-covered hot-houses and heated greenhouses due to the influx of cold air in case of broken glass |
| Torrential rain (intensive precipitation in large quantities for a short period of time, with a sudden beginning and end) | Coverage includes quantitative damage from the direct effect of raindrops, as well as those, resulting from unearthing, pulling out, covering up and siltation by flowing water masses |
| Fire | In addition to direct quantitative damage from burn-down (scorching and charring), smoking and soiling, additionally covered damage is also that, caused by the measures, taken to localize and extinguish the fire – trampling down, shedding and destruction of plants and fruits |
| Frost | Coverage includes quantitative damage from freezing, caused by late spring frost that occur after 00:00 AM on 20 April or early autumn frost, occurring before 24:00 PM on 10 October. |
| Flood | Indemnity will be provided for quantitative damage, resulting from: - direct impact of water masses and carried-in solid particles, which involves unearthing, pulling out, siltation and swamping of plants and fruits
- continuous waterlogging on the soil
- damage, cased to plants and fruits, resulting from measures taken to contain flood spreading
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| Sleet | Indemnity will be provided for quantitative damages, resulting from continuous waterlogging, which causes plant collapse or harm due to oxygen insufficiency or absence and intensive depletion of nutrients necessary to sustain plants’ life in anaerobic conditions |
| Freezing, stretching, suffocation of autumn cereal crops | Indemnity will be provided for quantitative damage, resulting from: - plant damage or collapse by the action of low temperatures in case of freezing
- driving out the underground part of plants towards soil surface causing root or plant rupture upon stretching-out
- continuously keeping of thick snow cover or hanging icy crust on top of damp unfrozen soil, which results in plant damage or collapse due to exhaustion - suffocation
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Offices and service centers
0700 16 166
