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0700 16 166

On the territory of Bulgaria

International number
+359 700 16 166

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Health care
0700 11 555

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Offices and centers

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A universal Life Insurance with a savings component  DZI Premium+

A universal Life Insurance with a savings component DZI Premium+

Ensure yourself the peace of mind you need - save with DZI Premium+. This insurance programme provides opportunities to combine high insurance protection level and a regular plan with a savings component, accommodated to the individual needs of each and every client.


  • A comprehensive insurance solution in addition to a long-term savings plan with a guaranteed amount of installments in a savings fund.
  • Opportunity for flexible solutions within the contract period, which make certainty and savings even easier and more pleasant.
  • An opportunity to use partially the accumulated funds from the second year onwards
  • Additional coverage options, which to build on the insurance programme’s basic coverage
Period of insurance coverage From 10 to 20 years, but not more than the Insuree’s 70 years of age.
Age limits upon conclusion From 16 up to 60 years of age
Currency EUR or BGN
Insurance type Individual
Territorial coverage Bulgaria and abroad


Main coverage options

Protection in case of permanent disability of over 75% as a result of an accident or illness, as well as indemnity pay-out in case of death due to an accident or illness.

Additional Coverage Options

Accident Insurance Package The sum insured under Accident Insurance package is a subject of choice and may be 50%, 100%, 150% or 200% of the sum insured under the basic coverage.
Accident with a Child Insurance Package The sum insured under this package is a subject of choice. Insurees may be children of minimum 1 year of age.
Temporary Disability as a result of an Accident Package The package is concluded as an addition to the basic coverage of DZI Premium+ Insurance and the sum may be chosen by the client in accordance with the amount of the basic coverage.
Particularly Severe Diseases Package The additional package provides supplementary financial coverage upon the Insuree’s being diagnosed with one of the 17 Particularly Severe Diseases, which has occurred for the first time within the contract period.

Additional options

Depositing an additional (ad hoc) installment You can save more with this option of depositing an additional installment at any time within the insured period, without any limitations.
No fees upon a partial surrender You may take advantage of the partial surrender option without a fee on every fifth year since the start date of the insurance contract.
Subsequent inclusion of additional packages You forgot to include an additional coverage at the beginning? You need additional protection? Don’t worry! You can include additional packages at any time within the insurance contract period.
Change in premium payment frequency In case your financial routine has changed, there is no problem to match DZI Premium+ to it. You may change premium payment frequency at any time.

Needed documents for policy conclusion

  1. ID card

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